Free Foreclosure Prevention

It’s as easy as 1-2-3!

NHS is funded in part by the National Foreclosure Mitigation Counseling Program; NHS is able to provide free foreclosure counseling services to all residents of Florida. You do not need to financially qualify for our services. Difficult times do not discriminate so we help all people of all income levels and all backgrounds. Don’t let your pride stop you from calling or visiting us today.

I tried for more than two years to get a loan modification on my own. I was frustrated and scared to death. I mean I thought we were going to be homeless. I saw a number and called Neighborhood Home Solutions and they were able to help me. In one month I had a mortgage payment I could afford, Thank you NHS! – Actual Client

If you are currently behind in your mortgage, you are probably being inundated with junk mail and phone calls from people and organizations claiming they can help you. There is no need to pay a private company for these services. A recent government survey of 400,000 homeowners who sought FREE foreclosure prevention counseling through certified programs found that more than 76% were able to keep their homes.

Foreclosure prevention is as easy as 1-2-3

STEP 1 – Register for a Foreclosure Prevention Workshop
If you’re behind on mortgage payments or received a default notice, we recommend you register to attend one of our Foreclosure Prevention Workshops. These workshops are designed to provide struggling homeowners an overview of the foreclosure process and offer individual counseling opportunities to develop an action plan to avoid foreclosure.

Foreclosure Prevention Workshops are offered on the first and third Tuesday of each month from 6:00pm-7:30pm. Click here to register. Select one of the dates listed and complete the Registration Form. You will receive a confirmation of your registration.

STEP 2 – Complete the Foreclosure Prevention Intake Packet
In order to provide the most effective service, we need you to complete a Foreclosure Prevention Intake Packet. Receiving this information is essential to help resolve your mortgage situation. We cannot develop an appropriate action plan unless we have a complete and accurate picture of your financial situation.
Click here to download the Foreclosure Prevention Intake Packet. Please print the documents, complete the information and provide copies of the documents requested. Bring a completed packet when you attend our Foreclosure Prevention Workshop. You can also Mail or Fax completed packets to:

OFFICE (727) 821-6897 | FAX (727) 821-7457

STEP 3 – Schedule a Foreclosure Counseling Session
After attending our workshop and completing the intake packet, one of our HUD Certified Counselors will schedule a confidential, one-on-one counseling session to review your current financial situation with you and develop a workable plan to help you avoid foreclosure. Our counselors will:
• Review your income and expenses to help develop a realistic budget.
• Discuss alternative options to avoid foreclosure.
• Determine the cause of the delinquency and develop an action plan to cure the delinquency and, if possible, avoid foreclosure.
• Present alternative strategies and discuss potential consequences if we’re unable to provide assistance.

If you have any questions, please contact or (727) 821-6897 x106. We understand you’re in a difficult situation and promise to do our best to find a resolution to keep your home! For confidential, one-on-one counseling, call (727) 821-6897 x106 or toll free at 1-855-NHS-4YOU.

Services you can Trust

Neighborhood Home Solutions is one of the few organizations in our area certified by the US Department of Housing and Urban Development.

In the past two years, NHS has helped more than 1200 homeowners, in seven counties across Tampa Bay. Most of the funds for these services come from the National Foreclosure Mitigation Counseling Program. This program was developed to help millions of Americans behind in their mortgages due to the devastating effects of the economy.

If you have lost your job, or have had to take a lower paying job due to the downturn in the economy we may be able to help you. We realize that sometimes all you need is a helping hand.

I look at it as not a hand out but a hand up. You can’t think of it as you don’t deserve it or you are a failure or it’s a handout because it is not. It’s a helping hand to get you back on your feet. – NHS client

I listened to the program as she walked me through it. I started feeling much better to know that there is help somewhere….and when she helped me and I get the help it’s like a burden was lifted off me. – NHS client